It's been a while since I've started a car thread

[justgladtobehere]

You mentioned reconditioning fees earlier. Why were there these fees when it was totalled? I thought the fees were imposed on used car purchases to fix up the car.

 

[Batman]

"Condition adjustments."

As in "The condition of the car is kaput, and we are not going to adjust our bank account to actually pay you and live up to the terms of our coverage."

 

[JohnHammond]

Just because the car was "totaled" does not mean it can't be sold to the next smallpotatoes.

 

[justgladtobehere]

I know a totalled may be bought by a station or other place that can afford the labor and can pay for the parts cheaply. But what does sp"s situation have to do with reconditioning fees? So it's considered totalled, but sp should help to make it not totalled?

 

[User 11148]

Maybe there was other damage/wear, independent of the totaling incident.

 

[Earthman]

Maybe there was other damage/wear, independent of the totaling incident.

Maybe there was a mileage limitation. Either way I would start with the car dealer
that sold the policy and put pressure on them to make good.

 

[JohnHammond]

sp got suckered into buying a worthless policy. He also rolled his old loan into his current one. Lesson learned for next time.

If I had to guess, sp still hasn't applied for bank or credit union financing.

 

[User 11148]

sp got suckered into buying a worthless policy. He also rolled his old loan into his current one. Lesson learned.

Indeed.

 

[Smallpotatoes]

Maybe there was other damage/wear, independent of the totaling incident.

As best I can tell, that's the point.

 

[Smallpotatoes]

sp got suckered into buying a worthless policy. He also rolled his old loan into his current one. Lesson learned for next time.

If I had to guess, sp still hasn't applied for bank or credit union financing.

As I said before, the other option wasn't any better.

 

[JohnHammond]

Apply for financing yet?

 

[dixiehack]

Just because the car was "totaled" does not mean it can't be sold to the next smallpotatoes.

Or even the same one.

 

[Smallpotatoes]

Just bought a 2015 Nissan Sentra.

 

[Vombatus]

Just bought a 2015 Nissan Sentra.

Great! Congratulations!

And now... We can start a dead pool for it.

J/k. Best wishes and be safe.

 

[Smallpotatoes]

The rate on the contract was 4.2. Not sure what it really was.

 

[Ace]

Just bought a 2015 Nissan Sentra.

Congrats. Cars can smell fear. So let it sniff your hand but show it you're the boss!

 

[cjericho]

Just bought a 2015 Nissan Sentra.

Nice. How many miles? was it a loaner or unsold and still on the lot?

 

[Smallpotatoes]

30.000, former rental, clean Carfax. Bought it from a Toyota dealership. Their loaners are Toyotas.
Has a backup camera. I've never had a car with one of those.

 

[cjericho]

30.000, former rental, clean Carfax. Bought it from a Toyota dealership. Their loaners are Toyotas.
Has a backup camera. I've never had a car with one of those.

You'll get used to it.. Wife's suburu has one and she got used to. I drive her car every once in a while and am not used to it. Buddy also said it took about a month, now he can't park w.o using it.

 

[Smallpotatoes]

I also checked the exclusions on the gap agreement.
It didn't say anything about denying me for something like the most recent situation.