Smallpotatoes
Well-Known Member
- Joined
- Oct 9, 2002
- Messages
- 14,985
I'm now without a car. Unlike the Dodge Neon, the 2011 Toyota Corolla I've driven since October of 2012 was actually quite good.
Other than routine maintenance and the gas line freezing on a brutally cold day in February, 2015, I never really had any problems.
Everything changed late Tuesday night/early Wednesday morning. Driving home from work, a deer ran out in front of me. By the time I saw it, it was way too late. Maybe I could have or should have seen it earlier but it was just so dark I couldn't. The air bags deployed. If not for them and the seat belt, I doubt I'd be here right now. The front end was extensively damaged. The windshield wasn't broken. The deer died shortly after the accident.
A went to the hospital just to make sure nothing was wrong. They let me go after about two hours and I took a cab home (It was really my only option).
A few days later, the appraiser called and told me the car was a total loss, as I expected it might be.
I have gap coverage so I can pay off the loan. The claim was filed under comprehensive, so there will be no surcharge or at least that's what my agent told me.
The only downside is that my insurance will not pay for a rental and around here, rentals cost about $30 a day more than they did the last time I needed one so if it's going to be a while before I get another car, that could add up to a lot.
I'm hoping to get another car by the end of the month. I'm not sure how it will go over at work. I can do some stuff from home, writing and production work, though it's kind of frowned upon. I can't cover anything for a while.
I must admit, I'm a little worried about keeping my job.
Other than routine maintenance and the gas line freezing on a brutally cold day in February, 2015, I never really had any problems.
Everything changed late Tuesday night/early Wednesday morning. Driving home from work, a deer ran out in front of me. By the time I saw it, it was way too late. Maybe I could have or should have seen it earlier but it was just so dark I couldn't. The air bags deployed. If not for them and the seat belt, I doubt I'd be here right now. The front end was extensively damaged. The windshield wasn't broken. The deer died shortly after the accident.
A went to the hospital just to make sure nothing was wrong. They let me go after about two hours and I took a cab home (It was really my only option).
A few days later, the appraiser called and told me the car was a total loss, as I expected it might be.
I have gap coverage so I can pay off the loan. The claim was filed under comprehensive, so there will be no surcharge or at least that's what my agent told me.
The only downside is that my insurance will not pay for a rental and around here, rentals cost about $30 a day more than they did the last time I needed one so if it's going to be a while before I get another car, that could add up to a lot.
I'm hoping to get another car by the end of the month. I'm not sure how it will go over at work. I can do some stuff from home, writing and production work, though it's kind of frowned upon. I can't cover anything for a while.
I must admit, I'm a little worried about keeping my job.
