What the hell is a chargeback??

[golfnut8924]

So I just looked at my bank account online and there is a $36 withdrawal for something called "debit chargeback" for "uncollected funds." Anyone know what the hell this is? I'll call my bank in the morning but I was wondering if I could find an answer before then. Thanks!

 

[Rockbottom]

NSF, my friend. Insufficient funds. Sorry.

rb

 

[forever_town]

I don't know if this will answer your question, but I found something.

 

[Rockbottom]

Huh. Well, that could be it, too. Thing is, I would think that would ADD money to his account, no?

rb

 

[golfnut8924]

Turns out my bank has a customer service number that stays open late so I was able to call.....

I sold a lady some photos of her kid from a soccer game and her check didn't clear because there was some kind of hold on her account. Not insufficient funds like a bounced check but works sort of the same way.

Anyway, now I have the task of tracking this lady down and beating my 36 bucks out of her. Wish me luck! And thanks for the responses.