Well after spending several years meticulously rebuilding my credit after college, it all was flushed down the drain today by Barnes & Noble bookstore.
To wit: About a year ago, I signed up for the $25 discount card from Barnes & Noble. Seems like a good idea, right?
Well, little do you realize it, but the fine print of the membership agreement includes the fact that it automatically renews every year, "unless you tell us not to renew," the c#*#$ from there I just talked to explained to me.
What apparently happened was this - the credit card I put the membership on at the time has since been paid off and cut to pieces. Haven't given it a single thought in over a year. Didn't even realize I still possessed it. But apparently last month they sent me a bill for $25. Figuring it was another piece of junk mail, I apparently trashed it without even opening it.
This month, for whatever reason, I open it. I see a past due amount and a current amount due. I call. "It's a charge from Barnes & Noble. Sir, we did send you a bill." That's all he could say, every time. "We sent you a bill last month." "But now this goes against my credit, for $25 measly dollars I didn't even know were charged to me?" "Sir, we sent you a bill."
The Barnes & Noble ***** kept explaining that it was "in your membership agreement." I calmly explained to her that we would not be shopping at Barnes & Noble any longer. She said, "Thank you for calling Barnes & Noble today, sir," right off of the script.
**** corporations. I am never shopping at a B&N, Target, Starbucks, Wal-Mart, Meier, etc., etc., etc. again in my ****ing life. **** on all of them.
Anyway - does anyone know any recourse? Or is my credit now ****ed, my family now ****ed as far as buying a house, getting a credit card, buying a car, etc., etc. for years to come because of a cocksucking corporate bookstore that doesn't think it's enough to destroy neighborhoods - now they aim to destroy American citizen's credit one ****ing customer at a time?
To wit: About a year ago, I signed up for the $25 discount card from Barnes & Noble. Seems like a good idea, right?
Well, little do you realize it, but the fine print of the membership agreement includes the fact that it automatically renews every year, "unless you tell us not to renew," the c#*#$ from there I just talked to explained to me.
What apparently happened was this - the credit card I put the membership on at the time has since been paid off and cut to pieces. Haven't given it a single thought in over a year. Didn't even realize I still possessed it. But apparently last month they sent me a bill for $25. Figuring it was another piece of junk mail, I apparently trashed it without even opening it.
This month, for whatever reason, I open it. I see a past due amount and a current amount due. I call. "It's a charge from Barnes & Noble. Sir, we did send you a bill." That's all he could say, every time. "We sent you a bill last month." "But now this goes against my credit, for $25 measly dollars I didn't even know were charged to me?" "Sir, we sent you a bill."
The Barnes & Noble ***** kept explaining that it was "in your membership agreement." I calmly explained to her that we would not be shopping at Barnes & Noble any longer. She said, "Thank you for calling Barnes & Noble today, sir," right off of the script.
**** corporations. I am never shopping at a B&N, Target, Starbucks, Wal-Mart, Meier, etc., etc., etc. again in my ****ing life. **** on all of them.
Anyway - does anyone know any recourse? Or is my credit now ****ed, my family now ****ed as far as buying a house, getting a credit card, buying a car, etc., etc. for years to come because of a cocksucking corporate bookstore that doesn't think it's enough to destroy neighborhoods - now they aim to destroy American citizen's credit one ****ing customer at a time?