- Joined
- Jan 22, 2014
- Messages
- 4,335
Are roommates still an option these days? That might be a solution to your housing situation.Basically this vacation was scheduled and paid for a year ago before a lot of this started happening and we were in a much better place financially.
That’s all I’m going to say about now. So many things I’ve said here have been misinterpreted and latched on to when I don’t recall all the details exactly.
A classic example was the story of the Dodge Neon that I owned that had one major problem after another.
Someone on here asked how much the car cost and how much I was paying each month and the length of the loan. They ran the numbers nd found a ridiculously high interest rate. They latched onto it as evidence of how stupid or gullible I am.
The thing is, the interest rate the person came up with was much higher than the rate in the agreement I signed.
While I know car dealers have been known to lie and perhaps it would have behooved me to run the numbers to make sure they matched, I’m pretty sure it’s illegal for a car dealer to misrepresent an interest rate in a contract and any dealership that did that would be shut down.
How did this happen? Turned out the total amount financed included transfer, taxes, title and GAP insurance and I forgot that when telling the person how much I paid and without the exact numbers in writing right in front of me I didn’t know. Of course maybe I should have been able to recall that number instantly off the top of my head and the fact that I couldn’t might explain some of my money problems.
I think they are financial bullies and bullies only can do to you, what you let them do and when they are stood up to, they might stop. You have to make the first move.