There is a special place in hell reserved for Allstate

Bush shouldn't have drank his rum.

 

This doesn't surprise me at all. A few months ago my wife was T-boned at an intersection by a guy who ran a red light. The car was totaled and the wife went to the hospital in an ambulance. She had a severe concussion and wasn't herself for about a month, not to mention being to beat up to go to school.

The police report stated that the other driver ran a red light and their were a few witnesses that said the same thing. The driver originally said he ran a red light then later changed his story. AllState, his insurance company, refused to pay, saying that because my wife couldn't remember the crash how could they be sure she wasn't at fault.

They eventually settled about two minutes before our lawyer filed suit, but there are a lot of lawyers that won't take on a case like that because AllState is so ridiculous to deal with.

 

I guess you could say New Orleans is NOT in good hands.
That's so weak of the insurance companies. The good people of Louisiana and Mississippi have paid their premiums for years and this is what they get - a slap in the face. It's B.S.

 

... and Dell. /rant

 

and State Farm, for fucking the people of Mississippi after Katrina

 

... and still today.

 

Fucking vampires. I used to get so fed up with writing the check for my insurance premiums ($170/month with a $1,000 decutible after a couple speeding tickets) that I'd write "For Extortion" on the memo line. All insurance is, is legalized extortion.
Worst part is, here in Mississippi, a lot of insurance companies have either already fucked over their customers by denying claims (the old wind vs. water damage argument) or are in the process of fucking over their customers by jacking up rates 25 to 30 percent -- on the basis that we're somehow more "at risk" of getting hit by a hurricane than we were two years ago.

 

If you don't live in a tidal area, how can they get you with the water argument? (besides, Because)

 

Most of the disputed claims in Mississippi were along the coast, which has a lot of bayous and backwaters and such. The homeowners claim the wind blew the water and caused the damage. Insurers say no, it was all water damage that isn't covered by homeowner policies.

 

Are there any insurance companies that don't do this? I've been getting raped for two years and that's just on my car insurance.

 

I've always used AAA. Never had a problem.
I tried using them for renter's insurance when I first moved here, but was turned down for missing their credit criteria by three points. It's improved, so when it comes around again (since I am not the legal owner of the home) I'll go back with AAA and try again.