Credit Card Companies Suck, Part Infinity

My former bank did this. Which is why it's my former bank.

 

There's also that whole whoring your body out option, you know.

 

Doesn't pay as well as you'd think, unless you go rogue. Pimps take a big cut.

The drugs are free, though.

 

They ain't free, baby.

But the smooth talk is.

 

http://www.msnbc.msn.com/id/33388210/ns/business-consumer_news/

 

That should be illegal. Heck, even before the new 45-day law, it was 15 days. Unbelievable.

 

And such.

 

Rogue's the only way I roll.

And drugs are perennially overrated.

 

Music to my ears.

 

I don't think there's anybody who wouldn't prefer to operate the way you do. The problem is that by a) being young and financially irresponsible and/or b) needing a credit card in an emergency you haven't prepared for, almost everybody ends up with a credit card balance.

The problem comes in paying it back, which involves not only living within your means but living far enough below your means to pay back the cards faster than they can charge you interest. That's what's tough. I think most people would tell you that if their credit card debt magically disappeared, they could go forward living within their means (how many would actually have the discipline to do it is another issue).

Tyler Durden had the right idea. Everyone goes back to zero and starts over.

 

I got my 29.9% notice from Best Buy a couple days ago.

Two good things. I'm close to paying off one credit card, and this is the next one to pay off. Second, I have crappy credit. This is not a reach. By the time I start paying off next year, I'll be down a whole twenty bucks. It was worth the iPod I needed replacing for work.

 

The people running Citi need to die in the most horribly painful way possible. They're fucking parasites.