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What the hell is a chargeback??

Discussion in 'Anything goes' started by golfnut8924, Nov 17, 2009.

  1. golfnut8924

    golfnut8924 Guest

    So I just looked at my bank account online and there is a $36 withdrawal for something called "debit chargeback" for "uncollected funds." Anyone know what the hell this is? I'll call my bank in the morning but I was wondering if I could find an answer before then. Thanks!
  2. Rockbottom

    Rockbottom Active Member

    NSF, my friend. Insufficient funds. Sorry.

  3. forever_town

    forever_town Well-Known Member

    I don't know if this will answer your question, but I found something.
  4. Rockbottom

    Rockbottom Active Member

    Huh. Well, that could be it, too. Thing is, I would think that would ADD money to his account, no?

  5. golfnut8924

    golfnut8924 Guest

    Turns out my bank has a customer service number that stays open late so I was able to call.....

    I sold a lady some photos of her kid from a soccer game and her check didn't clear because there was some kind of hold on her account. Not insufficient funds like a bounced check but works sort of the same way.

    Anyway, now I have the task of tracking this lady down and beating my 36 bucks out of her. Wish me luck! And thanks for the responses.
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