Money and guilt

For goodness sake, please don't buy a CD.

 

I'm not trying to be mean, but it's scary that anyone would think that way.
And something tells me you're not alone.
It's not that rich people invest and poor people don't.
It's that smart people invest and ... well, you get the picture.

 

Well, it's not. But it's especially not if you actually, you know, have it.

However, when you have to think about which bill you're going to skip this month so you can afford to pay for the one you skipped last month ... then you're not giving yourself much of a chance.

You owe it to yourself to try to do better. Living paycheck to paycheck is not "honorable," if you have the ability to do more. Then, it's masochism.