Car insurance advice

So I'm shopping around for some and I figured I'd ask the fine ladies and gentlemen of SportsJournalists.com what they think.

Price, obviously, is a big factor, but not the only one. Customer service, claim service, reliability and all that good stuff are important, too. What companies have you had good/bad experiences with and on the same level who do you recommend to look at or stay away from? Thanks.

 

It obviously comes down to whom you trust most: the gecko, Erin Esurance, Dennis Haysbert or the pathologically cheerful Progressive gal

 

Ohhhh. Flo. I dig that chick for some odd reason. Anyway...

I have State Farm, I believe. No complaints.

 

Erin Esurance is hot but kind of fakey.

I had good experiences with Allstate in the day. Bad experiences with State Farm on homeowners.

 

I swear by Geico. Friendly service, and it has dropped my rater through the floor with each year I have not had an accident or ticket

 

Progressive.

Very reasonable prices, and unbeatable when factoring in hassle-free service and when I had some hail damage, the claims adjuster came out, checked out my vehicle and cut a check. No barking, no haggling and no problems.

 

A friend cited Erin Esurance's green eyes as one of the factors that made him sign on with them. Had Esurance before. Very good customer service. Got hit in a parking lot and no note. The car was fixed with a week or 2.

 

I sat down to try to figure it out, one day.

I figure that a duck could probably eat a gecko, and a dog could probably eat a duck. But, keeping in mind that Snoopy is just a cartoon, and made of paper, that might be good.

For a duck to poop on!

So, I just gave up and went with State Farm. That's what our extended family always seems to have done. Perhaps not the rock-bottom cheapest, but they've never given us trouble on a claim.

 

I like AAA; some states it's cheaper, some it isn't. Have never complained about the service.

 

I just went through this when I bought a used car after not owning one for a couple of years. I wound up going with State Farm, my old carrier.

I bought the car my sister's city, and I had no problems getting the SF policy online and being able to drive the car back legally. Once home, I met with the agent and they found another discount I could get, so it turned out even lower.

I was astounded at how high the Progressive, Geico and Esurance rates were. The same policy was so much cheaper at SF I thought I had to have hit the wrong buttons for the others, but I didn't. They were much more expensie in my state.

 

Discounts in my state for having my car insurance funds taken from my credit union directly. Something like 12 percent.

 

USAA